Wisetack is a service that offers financing for real-life services. It provides a quick and easy application process, with options visible within seconds. There are no hidden fees, and customers can choose the monthly payment that works best for them. The service is used for a variety of needs, including HVAC, plumbing, electrical work, dental, auto repair, and more. The application process is initiated by the service provider and completed by the customer. If eligible, customers will receive several options to choose from with various term lengths and monthly payment amounts. Checking eligibility does not impact the customer's credit score.